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How to Save Thousands of Dollars on Your Home Mortgage, 2nd Edition
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So You Want to Refinance: An Insiders Guide to Refinancing Adjustable Rate Mortgages and Home Loans
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U.S. Banks Offer Mortgage Rates Below 5% as Fed Buys Securities (Bloomberg)

Jan. 8 (Bloomberg) -- The largest U.S. banks are starting to offer fixed home loans below 5 percent after the government began buying mortgage securities to bolster the housing market.

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Mortgage rates are low, but loans difficult to get (San Jose Mercury News)

Mortgage rates are at their lowest level in decades, but thousands of Silicon Valley residents are discovering that qualifying for a loan is tougher than it has been in years. Santa Clara County tops foreclosure spike Real estate news

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Don't miss the refinance window (The Capital)

CHICAGO - Lured by low mortgage rates, many homeowners have been rushing to refinance. Interest is gaining for good reason: Eligible borrowers can lock in rates that haven't been this attractive in decades.

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Mortgages: What you need to know in 2009 (WTOL 11 Toledo)

Mortgage rates are at historic lows and may be poised to go even lower during the months ahead. It could be a great time to buy a home.

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Low mortgage rates tough to get (Contra Costa Times)

With lending costs at lowest level in decades, only the best credit scores are qualifying

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Mortgage rates near record-lows (KTIV Sioux City)

SIOUX CITY, Iowa (KTIV) Lately, for Mark Roos, days have been busier than normal.  He's been getting several calls and e-mails daily from people interested in refinancing their home.

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Mortgages: What you need to know in 2009 (WDAM-TV Hattiesburg)

With all the doom and gloom over housing, you might be surprised to know that this is a fantastic time to get a mortgage. Not if you have poor credit, to be sure.

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